All releases of Unofficial HAMP Loan Modification Calculator

  •  16 Oct 2012 11:30
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    Release Notes: Calculates both HAMP Tier 1 and Tier 2 loan modifications. Adds "schedule of payments" and "sensitivity graph" functionality. The sensitivity graph shows how Total Loan Payments, Interest Rate, or other attributes of the modified loan vary as an input such as income or home value is varied. Provides a multicolored graph for effect of rule variations (e.g. Tier 1 vs Tier 2, principal reduction vs no principal reduction). The software now uses JQuery/underscore.js/jqPlot, not prototype.js. The License is changed to "GNU GPL v2.0 or any later version" for compatibility.

    •  23 May 2012 04:06
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      Release Notes: This release adds principal reduction and lender's variation calculations. The principal reduction calculation estimates the amount forgiven from the loan. The lender's variation calculation is important when more than 5% of the unpaid balance is forgiven under principal reduction, because in those cases the lender is allowed to reverse two important subsequent steps in the calculation: rate reduction and lengthening the time to pay. This release includes many minor corrections and a refactoring of the JavaScript code.

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